Chop Up Your Credit Cards With Your Rachel Ray Chef Knife

Right now the best thing to do is chop up all your credit cards with your Rachel Ray chef knife and put them in the garbage until you have paid them all off. The credit card companies are jacking the interest rates on late payers sometimes to the tune of 32%. Nothing is worth adding 32% interest on top of the price, especially not these
days. If you want to keep one card put it in the freezer to defrost when you have
paid off all your cards. Then only use it for emergencies.