Yes "Fair", how about that! There is something called The Fair Debt Collection Practices Act (FDCPA). It was passed to protect customers from being shaken down by collection companies.
As a result of the FDCPA collection agencies are not allowed to:
– Phone your home so often as to harass you.
– They cannot call before 8 A.M. or after 9 P.M.
– They cannot threaten you or use obscene language.
– They cannot call you directly if they know you are being represented by an attorney,
and they cannot call you at work if they know your employer prohibits such calls.
– They cannot call your friends, your neighbors, or the people you work with and reveal
your financial situation.
If they overstep any of these boundaries you can say "You are acting in defiance of the FDCPA
(Fair Debt Collection Practices Act) which is against the law."
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